This document provides an overview of the ISED Small Enterprise Observatory (ISED-SEO). Some key points:
- ISED-SEO started in 1997 to provide knowledge and reporting on micro, small and medium enterprises (MSMEs) in India.
- It has grown into an integrated platform catering to MSME stakeholders like entrepreneurs, financiers, policymakers and researchers.
- The Observatory's reputation has helped the success of ISED's 'India MSME Communication Programme'.
- It works through projects, publications and partnerships to study issues facing MSMEs and influence policy.
- Upcoming work includes reports on rural services, women's entrepreneurship and the 2015 issue of
India has a large young population and growing middle class, representing significant opportunities for entrepreneurship. With over 400 million people under age 35 and domestic consumption doubling in many sectors, India offers both a huge domestic market as well as access to the global market. Entrepreneurship will be key to capitalizing on these opportunities, generating employment, and driving economic growth. There are already many government and private programs in place to support entrepreneurship development through training, funding, and education.
This document provides a summary of the October 2015 issue of the "Observatory Mirror", a publication of the Institute of Small Enterprises and Development (ISED). It includes articles on various topics related to small enterprises and entrepreneurship in Kerala, India, including the "Kerala model of development", self-help groups, skilling and entrepreneurship, the Kerala labor market, private consumption trends, and the Kerala enterprise scene. The issue also features book reviews, announcements of upcoming ISED publications and events, and an index of ISED publications.
Role of Financial Institutions for the Development of Women Entrepreneurship ...ijtsrd
1. Financial institutions play a significant role in developing women entrepreneurship in India by providing various financial support schemes. Both governmental institutions like banks and non-governmental organizations provide loans, subsidies and training.
2. Despite these efforts, women entrepreneurs still face many problems in accessing credit which accounts for over 70% of their challenges. Financial institutions have historically viewed women as riskier borrowers than men.
3. The government and organizations have implemented several policies and schemes to promote women entrepreneurship by improving access to funding and resources. However, a lack of awareness among women of the available opportunities remains an obstacle.
Startup India is an initiative of the Government of India.
The campaign was first announced by Indian Prime Minister, Narendra Modi during his 15 August 2015 address from the Red Fort, in New Delhi. The action plan of this initiative, is based on the following three pillars:
i )Simplification and Handholding.
ii) Funding Support and Incentives.
iii) Industry-Academia Partnership and Incubation.
An additional area of focused relating to this initiative, is to discard restrictive States Government policies within this domain, such as License Raj, Land Permissions, Foreign Investment Proposals, and Environmental Clearances. It was organized by The Department of Industrial Policy and Promotion (DIPP)
A startup defined as an entity that is headquartered in India, which was opened less than seven years ago, and has an annual turnover less than ₹25 crore (US$3.5 million).[3] Under this initiative, the government has already launched the I-MADE program, to help Indian entrepreneurs build 1 million mobile app start-ups, and the MUDRA Banks scheme (Pradhan Mantri Mudra Yojana), an initiative which aims to provide micro-finance, low-interest rate loans to entrepreneurs from low socioeconomic backgrounds.[4] Initial capital of ₹200 billion (US$2.8 billion) has been allocated for this scheme.
The document discusses various government policies and schemes in India to promote entrepreneurship and startups. It provides details on programs like Startup India, Standup India, Skill India, Make in India, Atal Innovation Mission, and Pradhan Mantri Kaushal Vikas Yojana. The goals are to foster entrepreneurship, create jobs, boost innovation, provide skills training, and facilitate access to funding and credit for new businesses. The government aims to develop entrepreneurship to drive economic growth, employment, and technological advancement in the country.
CII has envisaged a national movement for mainstreaming Corporate Social Responsibility (CSR) for sustained inclusiveness as part of its social development agenda. The Indian Industry has been working towards social development by engaging with the government, community and civil society.
As part of the advocacy agenda, CII has been working with the Government to draft and strengthen the CSR legislation and develop National Voluntary Guidelines. The CSR legislation has given a new impetus to CSR activities in India. The August issue of CII Policy Watch focuses on Corporate Social Responsibility.
Government initiatives to promote enterpreneurshipJoyita Dey
The document summarizes various government initiatives in India to promote entrepreneurship. It discusses policies and programs established by the Ministry of Micro, Small and Medium Enterprises including the MSMED Act 2006, schemes to support MSMEs, and national entrepreneurship institutes. It also outlines other initiatives like the National Science and Technology Entrepreneurship Board, National Competitiveness Programme, and support provided by organizations like SIDBI and the Entrepreneurship Development Institute of India. The government aims to promote entrepreneurship through initiatives related to skill development, credit access, technology commercialization, and entrepreneurship training programs.
This document provides a literature review on strategies for entrepreneurship development in Bangladesh by unleashing the potential of small and medium enterprises (SMEs). It discusses how SMEs play an important role in employment generation and economic growth. While SMEs in Bangladesh employ many workers, they have not fulfilled their potential to foster entrepreneurship and industrialization. The document reviews global evidence on the relationship between SME development and GDP, and how SMEs can contribute to poverty alleviation. However, SMEs in Bangladesh have performed poorly in terms of growth, diversity and market expansion. The document suggests analyzing successful entrepreneurs and policies to provide recommendations for developing the SME sector in Bangladesh.
Role of financial institutions in support of women entrepreneurial activities...uma reur
The ‘District Industries Centre’ (DICs) programme was started by the central government in 1978 with the objective of providing a focal point for promoting small, tiny, cottage and village industries in a particular area and to make available to them all necessary services and facilities at one place. The finances for setting up DICs in a state are contributed equally by the particular State Government and the Central Government.
To facilitate the process of small enterprise development, DICs have been entrusted with most of the administrative and financial powers. For purpose of allotment of land, work sheds, raw materials etc., DICs functions under the ‘Directorate of Industries’. Each DIC is headed by a General Manager who is assisted by four functional managers and three project managers to look after the following activities :
The important objectives of DICs are as follow :
i. Accelerate the overall efforts for industrialisation of the district.
ii. Rural industrialisation and development of rural industries and handicrafts.
iii. Attainment of economic equality in various regions of the district.
iv. Providing the benefit of the government schemes to the new entrepreneurs.
v. Centralisation of procedures required to start a new industrial unit and minimisation- of the efforts and time required to obtain various permissions, licenses, registrations, subsidies etc.
CEDOK Established in 1992 is a Government of Karnataka Organisation promoted by the Department of Industries and Commerce with the support of State level industrial developmental agencies such as :
Karnataka State Small Industries Development Corporation (KSSIDC),
Karnataka State Financial Corporation (KSFC),
Karnataka State Industrial Investment Development Corporation (KSIIDC),
Karnataka Industrial Area Development Board (KIADB),
and national level financial institutions such as
Industrial Development Bank of India (IDBI),
Industrial Finance Corporation of India (IFCI),
Industrial Credit and Investment Corporation of India (ICICI) and
Government of India through Development Commissioner (SSI), New Delhi
with a objective to contribute to the development and dispersal of entrepreneurship by undertaking various entrepreneurship development and skill development / upgradation training programmes thus expand the social and economical base of entrepreneurial class
The document discusses various institutions in India that provide support to entrepreneurs. It describes institutions established by the central government like the Entrepreneurship Development Institute of India and the National Institute for Entrepreneurship and Small Business Development in 1983 to aid entrepreneurship development. It also mentions institutions established at the state level and organizations like the Small Industries Development Organization, Management Development Institute, and National Small Industries Corporation that help entrepreneurs through training, financing, and other services.
International Journal of Business and Management Invention (IJBMI)inventionjournals
International Journal of Business and Management Invention (IJBMI) is an international journal intended for professionals and researchers in all fields of Business and Management. IJBMI publishes research articles and reviews within the whole field Business and Management, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
Startups are needed in India to increase economic activity and accommodate new job seekers, upgrade technology for future growth, and keep the economy healthy. To create a startup, one must do market research, decide on branding, incorporate the business, write a business plan, find a co-founder and mentor, and apply for funding or an accelerator program. India has a growing startup ecosystem with around 20,000 startups, making it one of the top countries globally. The future of startups in India looks promising with initiatives like Startup India and increasing investment, though startups still face obstacles and failure is possible without managing change.
The document discusses a scheme called NEEDS (New Entrepreneur-Cum-Enterprise Development Scheme) in Tamil Nadu that provides financial assistance and training to promote youth entrepreneurship. It provides details on the objectives and implementation of NEEDS, including the number of youth benefited and funds disbursed from 2012-2015. However, it notes that NEEDS has not fully achieved its targets each year due to issues like lack of awareness and insufficient business plans from applicants.
This document summarizes ThinkStreet Technologies, an Indian consulting firm that helps global companies enter the Indian market and helps Indian companies adopt new technologies. They provide strategic consulting, market research, partnership development, business development, and risk assessment services. Their team has experience working with large technology companies and brings expertise in areas like management, marketing, sales, engineering and networking to develop customized strategies.
Discovery Informent Set - Just Rojgar -Ajaya MohapatraAnusha Saxena
We The People is a social enterprise that provides livelihood promotion services to the poor, with a focus on women, youth, and farmers. It offers skills training, job placement, and self-employment support through its skills centers and online platforms. Ajaya Mohapatra is the co-founder and CEO, who has over 25 years of experience in livelihood promotion. Justrojgar, the for-profit arm of We The People, has provided skills training to over 15,000 candidates since 2010 and placed over 12,500 in jobs or self-employment.
RURAL SKILL DEVELOPMENT PRESENTATION BY AMAN DWIVEDIAman Dwivedi
RURALSKILL DEVELOPMENT
Objectives of “Skill India”
Features of Skill India
Seekho Aur Kamao
Skill Development Scheme of NBCFDC
Employment through Skills Training and Placement (EST&P)
Self-Employment Program (SEP)
Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)
Pradhan Mantri Kaushal Vikas Yojna(PMKVY)
Skill Development Initiative Scheme (SDIS)
NSDC self-sponsored training (NSDC)
Problems Faced For Rural Development In India
Economics project on start ups in India (1)Dipti Chauhan
It is a secondary research on the startups in India.we analysed the startup industry in India. We contacted many new startups about their experience in the industry.
The document discusses the Atal Innovation Mission (AIM) established by the Indian government to promote entrepreneurship and innovation. It details the objectives of AIM, which include overseeing India's innovation ecosystem and providing support to startups. A major part of AIM is establishing Atal Incubation Centers (AICs) across India to house startups through funding and infrastructure. The document analyzes data on applications received from academics and non-academics to set up AICs in various states. It finds that states with better business environments like Gujarat and Karnataka received more applications, indicating AICs could boost entrepreneurial growth in these regions. The role of educational institutions in setting up AICs is
Entrepreneurial Knowledge and Job Creation in Selected Small and Medium Enter...ijtsrd
Few studies have critically examined the impact of entrepreneurial expertise on job creation despite the abundance of research on Nigerias SME sector. This is because the skills required to start a firm differ from those required to run one. The study therefore examined the relationship between entrepreneurial knowledge and job creation in Edo State Nigeria. This studys primary goal is to find out how factors related to an entrepreneurial knowledge relate with job creation in Edo State. A cross sectional survey research design was used for this investigation. To investigate the link between the variables under inquiry, inferential statistics were employed. The results showed that entrepreneurial knowledge have a major impact on the creation of jobs in a specific group of SMEs in Edo State, Nigeria. Owner managers of the selected SMEs in Edo State to pay attention and resources to ensure that they upgrade their entrepreneurial knowledge so that it can enhance its capacity to create jobs for the citizens. Oguh Festus Aruoriwo | Iyamah Edward Enolunosen "Entrepreneurial Knowledge and Job Creation in Selected Small and Medium Enterprises (SMEs) in Edo State" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-6 , December 2023, URL: https://www.ijtsrd.com/papers/ijtsrd61309.pdf Paper Url: https://www.ijtsrd.com/management/business-administration/61309/entrepreneurial-knowledge-and-job-creation-in-selected-small-and-medium-enterprises-smes-in-edo-state/oguh-festus-aruoriwo
The document discusses SIDBI, an Indian financial institution that provides financing support to small and medium enterprises (SMEs). It notes that SMEs play an important role in India's economy, contributing to manufacturing, exports, employment, and GDP. SIDBI was established to boost SME industries through refinancing banks that provide loans to SMEs, as well as direct financing. Over time SIDBI has expanded its services and products to better support the financial needs of SMEs. It currently provides refinancing, bill financing, project financing, and other resources to help SME industries grow and develop.
The document provides information about Prime Minister Modi's Skill India initiative launched in July 2015. It discusses the need for skill development in India given the large youth population and shortage of skilled workers. It outlines the key organizations established under the Ministry of Skill Development and Entrepreneurship to implement skill development programs across the country at scale. This includes the National Skill Development Agency, National Skill Development Corporation, National Skill Development Fund, and 33 Sector Skill Councils.
FTAPCCI Presentation Deck on Make In India Women Enterpreneur by ushausha rani
This document discusses opportunities and challenges for women entrepreneurs in India. It notes that historically very few women have been self-employed, mostly working in agriculture and handicrafts. The major challenges women entrepreneurs face are socio-cultural barriers, financial constraints, marketing problems, and lack of skills. However, more women are becoming entrepreneurs today in diverse fields. The government has launched various programs to promote entrepreneurship and ease access to financing and skills training, especially for women. Making India's manufacturing and services sectors more competitive globally will provide significant opportunities for women entrepreneurs.
This document provides information about the ISED Small Enterprise Observatory (ISED-SEO) in India. The key points are:
- ISED-SEO is a knowledge platform within the Institute of Small Enterprises and Development that aims to build a database on MSMEs in India through studies, seminars, and an annual sector report.
- It requests support from stakeholders who believe in the importance of the MSME sector to strengthen the Observatory through membership, resource support, and partnerships.
- The Observatory serves as an information exchange platform to improve understanding of how MSMEs experience the business environment and are influenced by public policy, with the goal of catalyzing action among various stakeholders.
Entrepreneurship and project managementchumantrakali
The document discusses the roles of various financial institutions in promoting entrepreneurship in India. It describes the National Institute for Entrepreneurship and Small Business Development (NIESBUD) which aims to support entrepreneurship through training programs and materials. It also outlines the roles of the Small Industries Service Institute (SISI) and District Industries Centre (DIC) in providing technical support, information and incentives to entrepreneurs.
Women Entrepreneurship in India: A Case Study Of Jaishree Kabra Of Kothari Si...inventionjournals
This document provides a case study of Jaishree Kabra, a successful woman entrepreneur in India. It discusses her background growing up in a business family in India. It describes how she started working in her brother's design studio, which created samples for a textile business. Under her leadership, the studio grew to employ over 100 people and produce 20-25 samples per day. It faced challenges like a lack of formal training for Jaishree and a male-dominated industry, but she overcame these through hard work and family support. The case study analyzes the social, economic, competitive, and other factors influencing Jaishree's success as a woman entrepreneur in India.
TalentSurabhi is a startup recruiting firm focused on the clinical research, pharmaceutical, and IT industries. The company was founded in 2020 by Gayathri Arumugam and others to address growing demand and staffing needs in these industries. Gayathri has over 15 years of experience in recruitment and understands the unique needs of the clinical research sector. She identified a gap in available talent and tailored solutions for clients' hiring needs. During the COVID-19 pandemic, TalentSurabhi adapted by moving interviews online and taking other precautions to continue operations and accelerate hiring. The company aims to be a strategic recruiting partner through understanding clients' cultures and building long-term relationships.
Growth and Future Prospects of MSME in IndiaIJAEMSJORNAL
This document summarizes a research paper on the growth and future prospects of micro, small, and medium enterprises (MSMEs) in India. Some key points:
1) MSMEs play a vital role in the Indian economy, contributing about 45% of manufacturing output, 40% of exports, and creating employment for around 70 million people.
2) Over the past decades, the number of MSMEs, employment, investment, and output have grown significantly at compound annual growth rates of 11-18%.
3) However, MSMEs face challenges such as lack of access to finance, low productivity, and technology issues that have hindered faster growth.
4) The Indian government has
Social Stock Exchange as a Pillar of Welfare and Development in the Indian Ec...ijtsrd
Indias finance minister, Smt. Nirmala Sitharaman, proposed the creation of Social Stock Exchange SSE in her 2019 20 budget speech. The SSE works like the BSE and NSE. Normal stock markets allow profit driven enterprises to offer their securities to attract profit seeking investors and raise capital. Similarly, SSE would allow social businesses to list their securities to attract philanthropic donors to finance their public welfare initiatives, such as boosting education and developing health care facilities. SEBI created the SEBI SSE Working Group in 2019 to recommend SSE operating procedures. Working Group report released in June 2020. In September 2020, SEBI established a Technical Group on SSE, which advanced the work of the SEBI SSE Working Group by recommending eligibility criteria for listing -‘social enterprises’ on SSE, the mechanism for listing social enterprises, the mechanism for auditing social enterprises, and the disclosure norms to be followed by social enterprises, etc. In India, SSE is a new concept. Not yet. In this paper, the author examines SSEs idea, necessity, operation mechanism, regulatory standards, the role of social businesses, operation of SSE in other countries, problems SSE may face, and ways to overcome these barriers so SSE can achieve its objective. Prof. Shashi Kant Tripathi | Smarika Mishra | Sameer Pandey "Social Stock Exchange as a Pillar of Welfare and Development in the Indian Economy" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-6 | Issue-6 , October 2022, URL: https://www.ijtsrd.com/papers/ijtsrd52169.pdf Paper URL: https://www.ijtsrd.com/humanities-and-the-arts/economics/52169/social-stock-exchange-as-a-pillar-of-welfare-and-development-in-the-indian-economy/prof-shashi-kant-tripathi
Micro, Small and Medium Enterprises, Key Government Schemes and Initiatives to support MSMEs, Current Financing Landscape for MSMEs, Issues and Challenges for MSMEs
This document discusses micro, small and medium enterprises (MSMEs) in India and their role in the developing economy. It reviews literature on the challenges facing MSMEs, including lack of access to financing, high costs of credit, and inability to meet quality standards. MSMEs contribute significantly to employment but face difficulties in growing. The document aims to understand factors preventing MSME growth and recommend policy solutions to support the sector's potential and allow MSMEs to contribute more to India's development.
Indian Economy & Startups generating Business & JobsMufaddal Nullwala
Indian Economy & Startups- Generating Business & Jobs:
Indian economy is world's seventh largest economy by nominal GDP.
Amongst all the sectors contributing to the economy, service sector has its largest share and most of it comes from the IT. The expansion of IT sector has been led by the innumerable start-ups in the economy.
Atma-nirbhar-Boost for small businesses.docxRamappa Kb
The document discusses how India's Atmanirbhar Bharat initiative is helping small businesses and startups in tier 2 cities. It provides examples of how businesses have adapted during the pandemic by becoming self-reliant and developing new products like sanitizers and masks. The initiative aims to support street vendors through affordable loans. Online marketplaces have also helped small businesses expand. The MSME sector plays a key role in achieving Atmanirbhar Bharat through contributing to the economy and creating jobs across India. Government policies aim to strengthen MSMEs to help revive the economy.
Startups –A New Paradigm for Young EntrepreneursAI Publications
Never before in the history of India, a successful initiative was taken by Government of India by announcing a campaign by Indian Prime Minister, Shri Narendra Modi at Vigyan Bhavan Auditorium in New Delhi during his speech on 15 August 2015. Even No-one would have been thought about its huge success at that moment. But now, just look at the magical moves taken by this unbelievable movement in the business world of India. Success is not the result of a single stroke. No doubt various parameters were fixed at different levels to encourage Startup journey. So many convincing factors worked diligently to ensure its success. However, it has covered a long journey of success despite of various hurdles. Not only it has been promoted in India but also it has been cherished globally. Huge population, Hidden talent in educated youth, Readiness of Investors, Technical advancement and different Government schemes like DIGITAL INDIA, STAND-UP INDIA, MAKE IN INDIA AND SWARAJ and many more pushed it enough to flourish around the world. A startup defines us to be our own boss and of course meeting the demand for employment by others that requires a lot of patience and tactics. It is a well-organized and disciplined way of using several factors like basic idea, market strategies, level of competition, and Techno-Pro attitude especially in the present scenario of entrepreneurship before putting huge steps to accomplish the journey. Different and severally important elements play an effective role in entrepreneurial success like availability of Infrastructural facilities, government rules and regulations and funds availability during various phases of growth. History shows the ups and downs of this journey by revealing various examples of its success or failure within a short span of time after mentioning the actual causes responsible for .The paper titled ‘STARTUPS –A NEW PARADIGM FOR YOUNG ENTREPRENEURS’ depicts the entire story of its coming into existence with the current status.
1. The Observatory Mirror
ISED SMALL ENTERPRISE OBSERVATORY
September 2015
Institute of Small Enterprises and Development
ISED House,ISED Road,Cochin -682028,India.
Tel:0484 2808171,2808727,2809884
India's Focus on Start-up Businesses
Business Finance for Women:
Towards a Convergence Mechanism
Rural Service Enterprises in Spotlight
United We Stand, Divided We Fall
India MSME Report 2015
Skills and Entrepreneurship: Cutting the Gordian Knot
email:seo@isedonline.org,ised.seo@gmail.com
www.isedonline.org
https://www.facebook.com/india.sme
http://isedonline.blogspot.in
2. The ISED Small Enterprise Observatory (ISED-SEO) came up from its
small beginnings in 1997, into a recallable knowledge platform catering
t o t h e c o n s t i t u e n c y o f m i c ro , s m a l l , a n d m e d i u m
enterprises(MSMEs)(globally named 'SMEs'), the subject talked of by
millions of people around the world today. The 'International
Conference on SMEs in the Asia-Pacific', organised by the Institute of
Small Enterprises and Development (ISED), in that year, drew up a
broad plan of having a very humble reporting system on the SMEs in
India.
The resolution of the Conference has now matured into an integrated
platform. While being proud of the Institute's achievements, I remember
with thanks the painstaking effort taken by the ISED team, of muddling
with such an idea, and experimenting with it on a day to day basis. I was
fortunate to have detailed discussions with the early activists of the
European SME Observatory at Zoetermeer, and with friends and
colleagues at Amsterdam, Rotterdam, the Hague, Zurich, and Geneva.
And,thathas helpedus immenselytoshapeatrulyIndiamodel.
It has, indeed, been a painstaking effort that demand meticulous work,
engagement of people who really matter, and mobilizing resources of
various kinds. I am happy that the Observatory has come of age, and that
has happened through an innovative strategy of 'inclusive partnership'.
The reputation of the Observatory has been a significant nutrient of the
'India MSME Communication Programme', the much respected SME
connect of the country.All these could not have been possible, but for the
spirit and enthusiasm of the ISED team, and of our esteemed
institutionalPartners.
At the ISED, we feel that the message of the Observatory need to be
mirrored far and wide through this regular hand out. We are also keen
that it need to be a reciprocal exercise, among members of the
Observatory, and all our Partners and SME enthusiasts for sharing
ideasandopportunities.
FromtheEditor'sDesk
P.M Mathew
3. The ISED Small Enterprise Observatory is nearing its eighteen
years of existence. In a 'brick and mortar' world of institutions,
its mission has been unique. Ranging from the too abstract
forms of knowledge such as seminars and discussions to vital
data products, the Observatory today services a spectrum of
clientele, such as entrepreneurs, financing institutions ,
promotional agencies, policy makers, researchers, the media
etc. It comes out through specific projects and products(Please
ask for a copy of the Observatory brochure).
Sociologists often raise the question: why do people cooperate?
"United we stand, divided we fall", goes the saying. The success
of the Observatory lies in its methodological approach: learning
from the field, and paying it back to the society. It is founded on
an 'inclusive partnership' mode. The Observatory, from time to
time, has sown the seeds, of several of the Institute's other
partnership programmes. The world of small enterprises, for
many large players, is too small to work on, but the Observatory
brings out its latent business case.
United We Stand,
Divided We Fall
TheObservatoryinSpotlightCurrentResearch
Three years back, one fine day came a quite unexpected call
from the Vice-Chairman of the Gujarat Industrial Development
Corporation (GIDC), exploring ISED's support for preparing a
state-of-the-sector report on MSMEs in Gujarat. The State
Government was keen to follow the footsteps of ISED's national
project, the 'India MSME Report' series. Thus came the 'Gujarat
MSME Report 2013' that was formally launched by Sri. Narendra
Modi, the then Chief Minister of the State, and the present
Prime Minister of the country. 'India MSME Report', the flag-ship
project of the ISED Small Enterprise Observatory, is coming up
with its 18th issue. The leads of the Report this year are, Skills,
Entrepreneurship, Empowerment and Innovation. The Report,
under preparation, will be formally launched at a high- profile
meet at Mumbai, in October.
India MSME Report 2015
2
4. 3
India's experience of services sector growth has been widely
debated in academic and policy circles. From the angle of
analysis and policy, there is much need for understanding the
ground reality. The booming of the so-called 'new economy' is a
global reality today. However, as the ILO rightly points out, it is
necessary to look at the 'local reality' closely than ever, in order
to meet the livelihood and employment aspirations of the
people. And that necessitates a true policy focus on 'rural
services' on the basis of what is feasible and realistic. The
National Bank for Agriculture and Rural Development(NABARD)
appreciated the Institute's concern and interest in the subject
area, and joined hands in a project looking into the ground level
scene of rural services. The findings of the study will come out
in late September this year.
Rural Service Enterprises
in Spotlight
CurrentResearch
India's Focus on
Start-up Businesses
'Business demography' is a key subject of debates in B-schools
and policy platforms in many parts of the world today. However,
in India, an integrated picture of the demography of businesses
is still wanting, unlike our concern for human population
dynamics. As India moves on as a caring society for start-up
businesses, there is need for looking into the past, present,
and future of businesses in an integrated manner. A beginning,
of late, has come from the Government of India. Prime Minister
Mr. Narendra Modi has come out with a policy announcement, in
his Independence Day speech. Capable of kick-starting a start-
up movement in the country,the Prime Minister's policy
guidelines to the public sector banks and the Ministries, is an
initial step in the right direction. There is need for a proper
homework on how entrepreneurship can be groomed and
nurtured, is the need of the day. Following the debate on start-
up initiated by the ISED through its lat three issues of the 'India
MSME Report', the Institute has initiated a research programme
on start-up policy and practice in India.
5. Skills and Entrepreneurship:
Cutting the Gordian Knot
Regarding labour market intervention strategies, there has
been a global shift from 'man power planning' to 'stakeholder
engagement', The market forces, by themselves, cannot ensure
full employment. It needs policy intervention. The Government
of India, through its National Skill Development Policy 2009,
came out with a strategy geared to enhancing employability
through expanded modular skill base, especially of the young
population, leading them to employment opportunities. With
the change in the Union Government in 2014, the skilling policy
underwent a major change. The change was towards an
integrated approach involving skills of the hand and the mind.
The new policy marks a beginning of putting India on the right
track of entrepreneurship development, through policy
intervention and involvement. Studies at the ISED have found
their way into major policy recommendations. The National
Policy on Skills and Entrepreneurship 2015, announced by the
Prime Minister on July 9, 2015, was drafted by the Institute.
4
CurrentResearch
Business Finance for Women:
Towards a Convergence Mechanism
Entrepreneurship and gender are the two pillars of the 'gender
in enterprise' debate and agenda. Unless they come together in
a synergic manner, the objectives of social policy relating to
gender- sensitive development are not likely to be met. While
such an integrated approach to development need to be
designed and taken forward, two key questions come to the
fore: 1) Does women entrepreneurship differ from
entrepreneurship in general?; and 2) is the problem of business
finance for women essentially gender-specific, or, a more visible
reflection of a general problem of deprivation? A realistic
answer ,in the Indian context, is still wanted. In its ongoing
national research project, the Institute tries to answer these
questions, leading to some innovative strategies. The Report of
the research will be released in October this year.
6. ISEDBookshelf
5
ISED Key Publications Index
Book ID Title
ISED-173 A Directory of Women's Industrial Enterprises in Kerala
ISED-085 A Situational Analysis of Small Industry Associations in India
ISED-022 Aasoothranathinte Puthiya Maanavum Vyavasaya Valkaranavum (Malayalam)
ISED-049 An Approach Paper on Development of Small Enterprises in Kerala
ISED-128 An Evaluative Study on Women's Organisations in Kerala
ISED-156 Bank Finance for SSIs : The Regional Dimension
ISED-093 Beyond Financial Inclusion: Making Finance Work for the Entrepreneurial Poor
ISED-057 Beyond Old Equations -Small Enterprise Experience and Perspectives in India
ISED-144 Building a Coalition for Enterprise Development
ISED-074 Business Development Services for Small Enterprises A Regional Study
ISED-070 Can Changes in Credit Assessment Help?
ISED-067 Can Flexible Specialisation be the Alternative? An Exploratory Study on Cane and Bamboo Industry
ISED-079 Capital, Caste, Class and Gender : The Political Economy of Women's Organisations in an Indian State(1880-1984)
ISED-066 Change and Choice in Gender Structure :An Inquiry into the Declining Female Labour Participation in Kerala Industry
ISED-168 Coconut Shell Resources of Kerala Utilisation and Technologies
ISED-075 Collective Approach to Poverty Alleviation in India :A National Study
ISED-141 Community Participation in the Development of Primary Education : Recent Experience and Emerging Issues
ISED-108 Continuity and Change: Dynamics of Economic Transition in a Pre-Industrial Society in North-East India
ISED-100 Craft Entrepreneurship Clinic - Iringalakuda
ISED-167 Craft Entrepreneurship Clinic -Kannur
ISED-130 Craft Entrepreneurship Clinic -Neeleswaram, Ernakulam Dist
ISED-117 Credit Unions and Small Enterprise Finance
ISED-092 Database of the Kerala Economy
ISED-185 Data-base of the Kerala Economy - 2002 and Beyond: ISED Perspectives
ISED-086 Decentralised Planning for Small Enterprise Development: An Experiment at Kalady, Kerala,
ISED-131 Development of a Sericulture Co-operative Network, Kerala : An Evaluation Report.
ISED-065 Development of Small Enterprise Clusters: An Alternative Approach
ISED-105 Development of Small Enterprises: Challenges and Opportunities
ISED-162 Development Theory, Planning and Informalism
ISED-163 Econometric Evaluation of the SEWA Bank in India
ISED-080 Economic Liberalisation and India's Modern Small-scale Industries
ISED-089 Edu. Entrepreneurship Clinic - Chengannur
ISED-078 Edu. Entrepreneurship Clinic - Pathanamthitta
ISED-176 Edu. Entrepreneurship Clinic - Perumbavoor
ISED-084 Employment Genaration in the Agro and Rural Industries Sector in India
ISED-174 Employment in Women-preferred Industries: A Study on Garment Industry in Kerala, India.
ISED-121 Energy and Green Business: The Way Forward for MSMEs
ISED-153 Energy Conservation in Marine Fisheries: A Study on Attitudes and Knowledge.
ISED-164 Enterpreneurship Development in the Renewable Energy Sub-Sector In Asia:
South India (Report on Local-level Skill Mapping).
Report of an International Workshop
7. ISEDBookshelf
6
ISED-040 Enterprise Development: Global Issues and Currents in 2014
ISED-008 Entrepreneurship as a Critical Resource
ISED-186 Evaluation Report on Co-operative Rural Development Project
ISED-060 Feasibility Study for a Non-Banking Financial and Investment Company
Book ID Title
ISED-045 Finance for Small Enterprises in India,
ISED-104 Financial Sector and SMEs in India: Problems and Prospects
ISED-043 Financing MSMEs: Towards a Business Case
ISED-109 Flexible Specialization for Developing Economies
ISED-182 Gender and Enterprise: Policies and Practice
ISED-178 Globalisation and Local Enterprise Development: The Indian Kaleidoscope of SMEs
ISED-143 Globalisation, Informalisation and Jobless Production Processes in Industries:
ISED-189 Globalisation, Local Economic Development and MSMEs: Evidences from Kerala, India
ISED-113 Grooming Women Entrepreneurship : Beyond the Usual NGO Approach
Findings from Glass Industry, Ferozabad, Uttar Pradesh
ISED-016 India Micro Small and Medium Enterprises Report - 2012
ISED-017 India Micro Small and Medium Enterprises Report - 2014
ISED-059 India- MSMEs and the Economy: The Global Kaleidoscope
ISED-063 India Needs a Small Enterprise Commission
ISED-087 India: Manufacturing Competitiveness and MSMEs
ISED-088 India: MSMEs and the Enterprise Eco-system
ISED-061 India: Next Generation Strategies for MSME Development
ISED-041 India: The Economy, Political Transition and MSMEs
ISED-054 India: The Regional Ecosystem and MSMEs
ISED-023 India: The State of Development of Small and Medium Enterprises -2005
ISED-004 India’s MSME Ecosystem: Change and Choice
ISED-083 Indian Panorama of Micro, Small and Medium Enterprises
ISED-071 Indian Small Firms under Globalization: Has Policy Helped?
ISED-038 India's MSME Scene: The 2014 Story and the Way Forward
ISED-154 India's Science and Technology Capability : A SWOTAnalysis
ISED-015 India Micro Small and Medium Enterprises Report - 2010
ISED-018 India Micro Small and Medium Enterprises Report - 2011
ISED-021 Gujarat Micro, Small and Medium Enterprises Report 2013
ISED-181 India - MSMEs and the Enterprise Eco-System
ISED-129 India : Directory of Non-Governmental Agencies in Enterprise Development
ISED-134 India : Manufacturing Competitiveness in MSMEs
ISED-073 India : MSME Programmes and the Progress Card
ISED-090 India : The Regional MSME Scene
ISED-012 India Micro Small and Medium Enterprises Report - 2007
ISED-014 India Micro Small and Medium Enterprises Report - 2008
8. ISEDBookshelf
7
Book ID Title
ISED-095 Industrial Clusters: Opportunities and Challenges
ISED-138 Industrial Stagnation and the 'Blurred Sectors' : A Study on Kerala's Industrial Backwardness
ISED-184 Informal Sector in India : Critical Perspectives
ISED-135 Initiatives for Women Empowerment in Kerala: A Study on BSS
ISED-030 Innovation and Micro&Small Enterprises Development in Africa and Asia
ISED-101 Institutional Intervention and Informalism : A Study on the Kerala Experience.
ISED-150 International Conference on Local Economic Development and SMEs: A Report
ISED-187 International Conference on Small Enterprise Development :
ISED-098 International Cooperation for Small Enterprise Development
ISED-097 International Trade, ASEAN, and MSMEs
ISED-020 Keralathinte Cherukidavyavasayavikasanam: Oru Sameepanarekha(Malayalam)
ISED-051 Learning from Recession, Saving an Economy :
ISED-119 Liberalisation From Below : Towards an Alternative Agenda
ISED-118 Local-level Skill Mapping : An Alternative Tool of Planning for Entrepreneurship Development
ISED-052 Lokavyaparakramavum Nammude Cherukida Vyavasaya Mekhalayum
ISED-003 Micro ,Small and Medium Enterprises in India: A Mid-term Agenda,2014-19
ISED-002 Micro ,Small and Medium Enterprises in India:Emerging Issues in a Crisis Year
ISED-169 Micro Finance and Sustainable Enterprise Development
ISED-170 Micro Finance and Sustainable Enterprise Development: The Key Issues
The International Experience and Asia-Pacific Imperatives
Towards an MSME Agenda (Report of the National Policy Conference)
ISED-096 MSMEs and Responsible Business: A New Agenda
ISED-042 MSMEs in 2014: The Regional Kaleidoscope
ISED-033 MSMEs in 2014: The Subsectors in Spotlight
ISED-122 MSMEs in India : From Enterprise to Entrepreneurship
ISED-034 MSMEs in India: Focal Themes of 2014
ISED-039 MSMEs in India: Recent Evidences on Structure and Transition
ISED-180 MSMEs New Dimensions of Public Private Partnership
ISED-044 MSMEs: "Bottom of the Pyramid" Concerns of Today
ISED-124 MSMEs: A Close Look at the Public Policy Kaleidoscope
ISED-146 MSMEs: Imperatives of Public Policy under the Present Economic Slowdown
ISED-010 MSMEs: Innovative Streams in Thinking & Practice
ISED-001 MSMEs: Key Concerns of Policy
ISED-183 MSME Finance: Some Key Issues
ISED-009 MSME Health: Recent Evidences and Strategies
ISED-032 MSMEs and Financial Sector Developments
ISED-145 Micro Small and Medium Enterprises Act, 2006:Some Reflections
ISED-013 Micro, Small and Medium Enterprises: The Search for a New Identity
ISED-055 Micro,Small and Medium Enterprises in India: Towards Enterprise Security & a Medium -term Agenda (2014-2019)
ISED-137 Modern Small and Medium Industries in Kerala:Eleventh Five Year Plan Perspectives
ISED-059 MSME and the Economy : The Global Kaleidoscope
ISED-037 MSME Development: From Government to Governance
9. ISEDBookshelf
8
ISED-155 MSMEs: New Dimensions of Public –Private Partnership
ISED-050 MSMEs: The War Room and Beyond
ISED-157 New Opportunities and Challenges for Small Business Associations in India
ISED-076 On the Virtues of Being Small! Recommendations on Small Enterprise Development
ISED-102 Parentage and Entrepreneurial Performance : A Study on Small-scale Industries
ISED-142 Policy Interventions for Small Enterprise Development: Reflections on the Kerala Scene
ISED-179 Political Decentralisation and Beyond: The Concept and Practice of Panchayathi Raj in India
ISED-151 PPI, Routine Immunization and Maternal Care in Kerala
ISED-025 Privatisation in South Asia: Some Issues
ISED-152 Profiles of Successful Women Entrepreneurs.
Book ID Title
ISED-160 Project Report on Special Employment Programme in Alleppey District, Kerala.
ISED-114 Project Report on Special Employment Programme in Ramanathapuram District, Tamil Nadu.
ISED-027 Public Policy on Small Industry in the Post-WTO Era: International Experience and Lessons for India
ISED-107 Public Sector, Black Money and the Informal Sector : How it should be Analysed and How Not
ISED-026 Recession - An Agenda for Micro, Small and Medium Enterprises
ISED-031 Renewable Energy: Business Opportunities and Entrepreneurship
ISED-111 Report of the Working Group on Modern Small and Medium Industries
ISED-035 Reporting on Micro, Small and Medium Enterprises: An Introduction
ISED-125 Rural Development Programmes in Idukki District, Kerala
ISED-005 Rural Economic Transition: Non farm and Micro Enterprises
ISED-077 Rural Entrepreneurship Clinic - Cherai, Kerala
ISED-115 Rural Entrepreneurship Clinic - Kalady, Kerala
ISED-177 Rural Entrepreneurship Clinic - Kattanam, Kerala
ISED-116 Rural Entrepreneurship Clinic - Perumbavoor, Kerala
ISED-069 Rural Industrialisation : The Science and Technology Gaps
ISED-161 Rural Industrialisation and Public Policy : Some Crucial Issues
ISED-140 Small and Medium Enterprises and Livelihoods: Towards an Agenda for the Eleventh Five-Year Paln
ISED-029 Small and Medium Enterprises in Local Economic Development: Cochin Declaration.
ISED-046 Small and Medium Enterprises Social Responsibility and Opportunities at the Bottom of the Pyramid
ISED-188 Small Business Associations: International Experience and Lessons
ISED-112 Small Enterprise and Livelihoods: A Peep into the Eleventh Five Year Plan
ISED-175 Small Enterprise Associations and Business Development Services in India
ISED-058 Small Enterprise Development The Experience of the South and the North
ISED-062 Small Enterprise Working Capital Funds: Some issues
ISED-159 Small Industry Associations in Andhra Pradesh: Agents of Progress or Retardation?
ISED-123 SME Social Responsibility: Experience from Select Clusters in India
ISED-064 Some Issues in Resource Mobilisation for Small-scale Industrial Sector
ISED-106 Sustainable Micro Entrepreneurships: The Roles of Microfinance,
Entrepreneurship and Sustainability in Reducing Poverty in Developing Countries
ISED-011 Swimming Against the Tides: Communicating the MSME Agenda in India
ISED-158 Technology, Development and Policy Issues in Indian Industry: An Overview
ISED-190 The ABC of Social Responsibility for Small and Medium Enterprises
10. ISEDBookshelf
Contact us: Tel: 0484 2808171, 2808727, 2809884
Email: info@isedonline.org, seo@isedonline.org, ised.seo@gmail.com Website: www.isedonline.org
ISED-091 The Bamboo Economy of Kerala, South India: An Analysis of the
ISED-147 The Economics of Energy in Marine Fisheries: A Study on the Lower South-West Coast in India
ISED-048 The Global Crisis and Micro, Small and Medium Enterprises
ISED-132 The Global Meltdown and MSMEs
ISED-007 The Global Scene of MSMEs Today
ISED-166 The Handbook of Small Enterprises in Kerala
ISED-068 The Hidden Dimensions of Entrepreneurial Performance : A Study on Parentage
ISED-149 The Industrial Informal Sector in a Developing Economy: An Inter-regional Study
ISED-165 The Informal Sector : A Re-appraisal
ISED-082 The Malappuram Demographic Miracle
ISED-036 The MSME Start-up Scene in India
ISED-133 The Rhetoric and Reality of Technology Transfer: A Study on the Indian Automobile Tyre and Tube Industry.
Production-to-Consumption System (ISED/INBAR)
ISED-028 The State of Small Enterprise Development in India -1997
ISED-103 Towards a Policy Framework for Women’s Industrial Enterprises in Kerala
ISED-024 Towards a Vibrant Small Enterprise Economy in India
ISED-056 Towards Strategic Competitiveness and MSMEs
ISED-171 Trade and Technological Co-operation in the SAARC Region
ISED-148 Twelfth Five Year Plan (2012-2017) Draft Report of Sub Group on Programme
ISED-127 Understanding Informalism: An Inquiry into Some Aspects of Industrial Development in Kerala
ISED-126 Understanding the Bamboo Economy: Production-to-Consumption System Model
ISED-120 'Urban Informal Sector' : How It Should be Understood?
ISED-139 Urban Micro Enterprise Development Programmes in India: Some Preliminary Observations
ISED-172 Urban Planning and the Informal Sector
ISED-099 Women and Industrial Development : Some Issues in Regional Planning
ISED-081 Women and the so-called Informal Sector
ISED-072 Women Enterprises: Cluster Approaches for Marketing and Outsourcing
ISED-110 Women's Industrial Employment in India
ISED-006 Yes, the Small is Beautiful
for Special Areas and Groups under MSME Growth
Book ID Title
9
Data Products
DataProducts
Sub sectoral Profiles
Regional Profiles
Project Profiles
MSME Connect
Data Sets
(Generic Set, Sub sectoral Set,
Geographical Set)
The Data Products at the ISED Small Enterprise Observatory satisfy the
needs, and answers question raised by a wide spectrum of clientele:
entrepreneurs, financial institutions , promotional agencies, researchers,
policy makers , educational institutions ,academia-----
11. 10
The MSME Start-up Scene in India, 2014
Over the past few years, there has been an
active discussion regarding the role of
entrepreneurship and innovation in
economic development across the world.
Governments are paying increasing attention
on this issue, and development economists
are becoming increasingly active in exploring
the role of entrepreneurship in economic
development. The double focus on SMEs and
entrepreneurship in new ventures is an
important development. More recently, in
India, the Union Budget 2014 has given
indications of a renewed focus on start-up
Institute of Small Enterprises and Development
by
ISED Small Enterprise Observatory
The MSME Start-up
Scene in India
ISED Policy Briefs
promotion by the Government of India. The Prime Minister have
announced a National Start-up Promotion Programme on August 15,
2015.
What are the implications of this policy thrust, given the state of
the start-up scene in India today? A discussion on this is likely to be
useful from the angle of shaping start-up strategies in the coming
years. The policy perspective of the Government of India today is
significantly focused on labour- intensive manufacture. However, in
the current circumstances, it is necessary to understand the
aspirations of labour and to strike a balance with the needs of
growth. The macro fundamentals of the country demand a speedy
growth of investments. Harnessing the strength of these creative
minds, having new ideas and opportunities, is the policy challenge.
The role of public policy should be to help these creative minds
channelize their ideas into business opportunities and projects. The
new policy approach, as outlined by the Union Budget 2014, seeks
to grapple with the details of private investment in India, to initiate
measures for identifying these new ideas, and to put in place
strategies with a lead role of the Government to harness potential
investments by private investors.
Among other countries of the world, India, as in 2014, has some
unique advantages. Besides being an emerging economy, the
country is uniquely placed in relation to its demographic dividend.
While this advantage is likely to remain only for a couple of years,
there is an obvious need to have a meticulous effort to tap it
through carefully designed development policies and strategies.
Herein lies the relevance of an MSME start-up focus, depending
essentially on the morale and dynamism of the Country's youth.
ISBN 978-93-80830-39-1
Price INR 220.00; USD 14.00
BookReview
12. 11
MSMEs in 2014:
The Subsectors in Spotlight
Discussions on micro, small and medium
enterprises(MSMEs) are often based on a
highly aggregated approach on the structure
of the economy, wherein enterprises are
distinguished in terms of discrete size-
categories. Hence, the probability of an
enterprise falling into a particular size-
category is based on some arbitrary
definition of size. While, from the point of
view of programme implementation, this
offers some convenience, for analytical
purposes, the results often get blurred, or
become mechanical. Therefore, 'subsector'
as an alternative analytical approach for
ISED Policy Briefs
Institute of Small Enterprises and Development
by
ISED Small Enterprise Observatory
MSMEs in 2014:
The Subsectors in Spotlight
understanding and analysing the MSME space in the Indian context,
is likely to be more useful. This approach is also relevant in the
context of the emerging paradigm of globalisation, where MSMEs
are not at all stand- alone, but have to be part of the global value
chains. The term 'subsector' can be approached as: 1) a set of
activities; 2) a related set of rules governing those activities; 3) a
conceptual way of viewing problems of economic organisation;
and 4) a way of organising research.
The very purpose of the 'subsector approach' to analysis and policy
is to understand categories of enterprises in terms of their
vertical and horizontal linkages.While 'subsector' is a useful
approach, as mentioned above, there are serious critical data
gaps. However, the three-fold classification, viz, 'legacy sub-
sectors', 'enclave sub-sectors', and 'new economy' sub-sectors, is a
useful starting point.This research , among others, spotlights on
three specific subsectors, viz., food processing, electonics
manufacturing and textiles. The discussion on the three sub
sectors, as above, lead us to the significant latent potential of
India relating to enterprise development, and opportunities of
harnessing the value chains. Sectors like Textile and Electronics
and Food Processing need special attention today. The industry
wise development approach of the past has much less relevance
today. Understanding this new relevance and shaping strategies
need to happen on a partnership mode, with the involvement of
various relevant stakeholders.
ISBN 978-93-80830-41-4
Price INR 220.00; USD 14.00
BookReview
13. 12
BookReview
ISED Policy Briefs
Institute of Small Enterprises and Development
by
ISED Small Enterprise Observatory
MSME Development:
From Government to Governance
MSME Development:
From Government to Governance
ISBN 978-93-80830-43-8,
Price INR 220.00; USD 14.00
While 'development' is a rather
abstract concept, it gets translated
into practice through 'institutions'.
Institutions are the visible
instruments that translate the action
of the government into 'governance'.
Therefore, an understanding of the
state of institutions is important
from the point of view of translation
of public policy into strategies. In
such a translation, various factors
play their role, directly or indirectly.
The manner and the degree of such
contribution, in turn, influence the
performance of development
institutions. Therefore, an understanding of these mutual
relationships is crucial for explaining why and how the micro,
small and medium enterprises(MSMEs) perform the manner in
which they are today.
The term 'governance' refers to processes and decisions that
seek to define action, grant power, and verify performance.
How does the aspirations of the people, especially the young
people, get translated into programmes? This is a trial and error
process in a democracy, which need to be analysed in terms of
the policy process, and more specifically in terms of particular
programmes. Given the state of official priority in India today, it
would be useful to focus our discussion on India's following three
priority areas: 1) skill development; 2) innovation; and 3)
financial inclusion.
The agenda of private sector development, in the new
millennium, has at its centrestage, the concept of public-
private partnership. It also presupposes the presence of
mechanisms that ensure efficient delivery of services to the
MSMEs. Governance issues have become all the more important
where, time is a critical factor in MSME development initiatives.
What is needed is not minimizing the role of the government as a
facilitator, but to ensure that the performance of the
government truly reflects the aspirations and interests of the
MSME constituency.
14. But even in this era of globalization,we live in neighbourhoods and
communities.The 'Small Enterprise Observatory' at the ISED and the
'IndiaMSMEReport'Seriesremindsusofthat ..
PadmabhushanMarkTully,veteranJournalistandauthor.
The work of specialist institutions like ISED is of great relevance to
entrepreneursandpolicymakersalike ...
Shri.NarendraModi,PrimeMinisterofIndia
Institute of Small Enterprises and Development (ISED) is an interdisciplinary
Centre with small enterprises as its key constituency. Along with research,
advisory services, advocacy, networking, and training, the Institute is an
active participant to policy dialogue on small enterprises. The Institute is
affiliated to the IndianAssociation of Social Science Institutions(IASSI),as its
Permanent Member.
Thus they Speak……
Launching soon.....