New Maxine Waters and Barney Frank Scandal Documents
by Tom FittonRemember at the outset of the financial crisis when the government told us only “healthy banks” were going to receive bailout funds? Well apparently that requirement does not apply to banks with friends in high places.
Judicial Watch received new documents from the U.S. Department of Treasury about the controversial $12 million bailout grant provided to Boston-based OneUnited Bank.
We got the documents through a Freedom of Information Act (FOIA) lawsuit we filed against Treasury. Included are internal Treasury emails describing the substandard condition of OneUnited prior to the taxpayer funded bailout, which allegedly occurred at the behest of Reps. Maxine Waters and Barney Frank.
Here’s what we found out in a nutshell: OneUnited Bank was in deep trouble due to incompetence and mismanagement. Government officials knew all about it. And yet, they bent the rules for Waters and Frank and “invested” taxpayer funds in the floundering enterprise.
Consider this September 15, 2008, email from former Treasury Senior Advisor Michael Scott to Director of the Office of Financial Institutions Mario Ugoletti. It includes a Community Reinvestment Act (CRA) evaluation administered by the Federal Financial Institutions Examination Council (FFIEC) noting serious issues with OneUnited’s lending practices:
2004 CRA Public Evaluation: While the institution received a CRA rating of “Low Satisfactory” on an overall basis, OneUnited Bank’s CRA rating for Massachusetts was “Needs to Improve” for both the Lending Test and the Investment Test. Under the Lending Test, the report stated that “OUB has done a poor job of meeting the credit needs of its [Boston, MA] assessment area. A review of the 2002 and 2003 HMDA data revealed a total of one loan. There were no reported Community Development Loans (CDL) and any innovative or flexible lending programs were apparently ineffective.” For the Massachusetts Investment Test, the report stated that “the level and complexity of investments within the Boston assessment area is less than satisfactory there were no equity investments or qualified deposits within the assessment area. The low volume of qualified investments within the assessment area is a concern.”
In Florida, the institution received a CRA rating of “Substantial Noncompliance” which also represented the subordinate rating for the Lending Test…
A subsequent 2007 CRA evaluation noted continued problems with OneUnited’s lending program, particularly in Florida.
The documents also include a January 3, 2009, email from Brookly McLaughlin, Treasury’s Deputy Assistant Secretary for Public Affairs, to former Assistant Treasury Secretary Neel Kashkari highlighting Barney Frank’s intervention in the OneUnited Bank bailout and calling attention to significant concerns about the OneUnited transaction:
According to the WSJ [Wall Street Journal] Barney Frank told them that he specifically put section 103-6 in the bill in order to help this particular bank. Apparently this bank also had an issue with a Porsche that the regulators had made them get rid of. The story will run later this week and will highlight three banks that they think raise questions and are not “healthy” banks…
(As I’ve noted previously, according to the January 22, 2009, edition of the Wall Street Journal, Treasury indicated it would only provide bailout funds to healthy banks to jump-start lending.)
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Judicial Watch also uncovered a memorandum entitled “Regulatory Financial Highlights” that includes detailed financial information related to OneUnited as well as a summary of information collected by Treasury during its investigation of the bank.
According to these documents, OneUnited sought government assistance in part because the company owned $52 million in Fannie Mae and Freddie Mac stock that was “irrevocably impaired” when the government seized control of the two GSEs. However, as noted by one Treasury email from Michael Scott, OneUnited “purchased their Fannie/Freddie stock in the first quarter of 2008,” long after the problems cited in the government’s two CRA assessments. The official commented, “Interesting, huh?”
Yes, it certainly is…
In light of these documents, I do not think there is any question that, if not for the corrupt intervention by Barney Frank and Maxine Waters, OneUnited would not have gotten a $12 million taxpayer bailout. And this so-called community bank wasn’t actually lending much to the “community” that Frank and Waters were purporting to help.
Today’s Washington Post adds more devastating detail to this scandal (and references documents first obtained by Judicial Watch). The paper reports that regulators knew that OneUnited could not get aid under law. So Frank, for Waters, inserted a provision into the TARP legislation designed to help OneUnited. But that wasn’t enough because the bank was so poorly run. And the rules were bent further:
Still, OneUnited did not meet the normal threshold for obtaining TARP money. As the inspector general for the TARP program, Neil M. Barofsky, said in a 2009 report that referred to OneUnited’s troubles without citing its name, the bank had not met five metrics, indicating it was not adequately capitalized.
Moreover, the FDIC, in a memo to the Treasury Department analyzing its TARP application, warned explicitly that the bank was in a “precarious financial position”…
But a committee of regulators and a group of top Treasury officials then departed from customary practices. They did so even though one Treasury member said that “he was very concerned about this bank,” according to Barofsky’s report.
The report said these reviewers decided that the bank’s viability could be assessed “with applied-for TARP funds taken into account” as an existing capital asset on its balance sheet. In short, the reviewers assessed the bank as though it already had the money, to make it eligible for the aid.
The resulting $12 million boost to OneUnited’s bottom line – again without a penny moving anywhere – finally allowed it to look healthy enough to win the loan…
The Obama administration has thus far produced 639 pages in response to Judicial Watch’s FOIA investigation of the Waters/Frank bailout scandal. But they’re still keeping 203 pages under lock and key. It is not hard to see why.
For politicians, reporters, and political consultants trying to figure out the Tea Party and why so many Americans are angry at Washington corruption – they might want to look at this corrupt mess in TARP uncovered by Judicial Watch.
113 Comments
biggovernment going after a black woman and a gay man.
What a shock!
I vote for firing all the bums and replacing them with Constitutionalists.
“The trade of governing has always been monopolized by the most ignorant and the most rascally individuals of mankind.” Thomas Paine.
Bawnie is corrupt ? Who knew?
Try and convict these sob's for treason !
Look at what england wants to do….coming soon to you.
http://www.cnbc.com/id/39265847
Frank/Waters, thanks for ruining my dinner. Now I need a Tums.
I dedicate this song to Obama, and all of his cronies in the MSM.
http://www.last.fm/music/A+Fine+Frenzy/_/Liar,+Li...
"Freedom is never voluntarily given by the oppressor; it must be demanded by the oppressed."
Martin Luther King, Jr.
Corrupt statist black woman and a corrupt statist gay man.
Do you happen to know I am one of the loudest voices here when it comes to identifying and rejecting posters that are racist be it real or infiltrators? Look at my history and learn.
You stupid jerk, we all know your agenda and that you do not care about facts.
I have said it before and I will say it again;
Can I just say for the record I don't care who the fuck you are. What your skin color is, what god you pray to, what you eat, what ever the hell thing there is about you; if you believe in the Constitution and the right of ALL men – that is ALL PEOPLE, to be free and to have equal participation in the free market and to participate in this society we have built here, without infringing on the rights of other free men then you are one of us!
Capitalism above all is color/race/religion/sexual orientation blind! If you can make a product better or cheaper then you deserve to be able to do so and to benefit from it. What is wrong with that? How can any free man disagree with this unless they themselves seek to obtain undeserved benefits for themselves? How can it be otherwise?
I just don't get it, it's so simple and basic to our wonderful country.
And the statist seeks to use this (racism) as a tool to destroy the freedom and prosperity that capitalism brings to all man?
It sickens me.
Screw Waters, screw Frank (and you know what I mean and what I don't mean) and screw you VoiceOfDumbAss.
Never trust a Liberal.
Both are guilty so deal with it .
This is A Tale of Two Criminals, but always count on the reality-deficient liberals to ignore the crimes and, instead, illuminate the irrelevant by playing the race and/or homophobic card. After all, why let the facts and evidence rudely interrupt Leftist delusion (and diversion strategy).
Quite the brainiac, troll 'Treason' — all that effort to post your comment first only to, once again, display your abject ignorance.
Coming from the mouth of treason should we expect anything less?
I bet Bawnie would do this one for free, why spend $ on it. http://www.judicialwatch.org/blog/2010/sep/stimul...
Bring on the prison sentences. NOTHING LESS.
NOTHING will happen out of this until those in power are on the run and republicans control both Houses. You will see investigations and prosecutions. Can't wait!
Don't you love mainstream media (yes this includes FOX) and how they say oh, three Americans were just out havin' a hike around the IRAN/IRAQ border and got picked up.
Anybody familiar with conditions in Iraq after the "victory" realize that you don't just hike around Iraq for the hell of it, local or foreigner.
Biggovernment doesn't care what color your ass is or who's screwing it! If your a crook…your ass will be exposed!
Don't you love how the U.S. is at "war", and the evening mainstream news yes, this includes FOX doesn't even cover it.
Hardly a peep about what the tax dollars are getting spent on.
But you're not incensed at the corruption which took place.
This is why you've lost the country.
Fixed it…Jail, not bail: http://i52.tinypic.com/30av2o6.jpg
I saw that this morning and laughed. Whatever would the true tax cheats do if the government got the money 1st? I much prefer the fair tax and only when you spend do you pay. Of course the government teat suckers are very scared of that!
Yes, and this is why they have all but removed the use of cash in the U.S. (governments have always hated cash)(gold standard had to go first…) (pay phones also, but that's a different thread)
Mindless idiot. Do you dream about humping black donkeys too?
Now there is a pair to draw to
I think I would fold are shoot the dealer
Because somebodies cheating
Actually I would prefer to have them put into stocks in the town square. Conservatives would spend a lot of money to take some rotten eggs and tomatoes to travel city to city to pelt them all! But, real prisons and no club feds would do. I nominate Sheriff Joe Arpaio for Warden for a political TENT CITY with Green Bologna and PINK UNDERWEAR for all. Barney would like the underwear though.
Crap like this should not be tolerated no matter who is doing it. IMPEACH
I'm shocked !!!! This case in court (if you had intelligent juors) would last about 20 mins..
"Can you tell me out of the 5 points needed for government funding which ones did they pass?" ah none ..
The real sad part is both of them WILL walk away with a pension for life ……. instead fo orange jumpsuits….
"Those Voices in Washington, Don't Speak for the Rest of Us" http://www.youtube.com/watch?v=7wusgcG4rfo&fe...
According to CBO, the deficit will be $1.3 trillion in FY 2010 and nearly $1.1 in FY 2011 – $71 billion higher than projected in March due to newly enacted legislation. Over the next ten years, Congress’ spending spree will drive the cumulative deficit to more than $6 trillion, $250 billion more than was projected just six months ago.
Viva La Tea Party
"Freedom is never voluntarily given by the oppressor; it must be demanded by the oppressed."
Martin Luther King, Jr.
Bleep bleep BLEEP, bleeping bleeped bleeps!!!!
And that's putting it nicely.
Not in jail, UNDER the jail – about 6 feet.
Because, yannow, black women and gay men have natural "get out of shit free" cards…
I've ran out of sympathy. I'd rather bring back the gallows. That would stop them dead in thier tracks. A few dangling and they would pucker up so damn fast our heads would spin. What we have are traitors that need to be punished.
Move along
Nothing to see here…..
/spit
Hey — Taranto at The Wall Street Journal has a great twist on the Dems' "Guard the Change" mantra (slogan?). Better: CHANGE THE GUARD!
chuckle.
Re: "… former Treasury Senior Advisor Michael Scott…" I thought Michael worked for Dunder Mifflin in Scranton.
Liberals getting busted for corruption… and in other news, the sun rose in the east this morning.
I'm starting to think that jail might be too good for these people.
IMO this is probably just the tip of the iceberg. We will be amazed at the insanity of their graft.
The ELITE RULING CLASS have no idea we will not stop until we have removed them from DC,
and hopefully thrown them in jail.
We need to begin to think about how we will go after the MSM next. It's time we quit waiting
for them to awaken. They refuse to do their job,,, should we wait for them to starve into bank-
ruptcy? The oRegime will give them a bail-out and we'll be stuck for another thirty years.
Maxine and Barney have no concept of their culpability. They are higher than a kite on POWAH.
IMO, it's time to take that powah back…
We Tea Party Patriots could use it, and we will not abuse it.
.
.
Barney is so corrupt (and so finished) that he is bringing Bubba to my hometown this Sunday to campaign for him. I intend to greet them both with my Yellow Flag. Hope to see you there!
I could very easily support that.
Thanks, Dave for your service too this country, and its citizens. The founders would be proud.
What a con! This crap in Washington must come to a screeching halt, gird your loins, America, this is going to be real ugly.
Are you that shallow to throw out the race/sexual orientation card so easily? Get a clue!
This has NOTHING to do with the race of Miss Waters or the sexual orientation of Mr Frank. They have both been heavily involved with the sorry banking practices that resulted in the mess we are in today.
We don’t care what they are black, white, gay or straight, democrat or republican….if they are corrupt they need to be called out on the carpet .
I hear there's an empty prison in Illinois that some of these corruptocrats should be calling home. Just think of all the jobs that would create in the neighboring town!
Cremation to protect the soil from toxins please. I am greener than most conservatives get credit for.
Sorry but that deck is worn out and now the cards read "TIME TO PAY THE PIPER".
And we have such honest and transparency politicos, not in my playbook. Our congress is chock full of crooks, thieves, bad check writers, spousal abusers, disbarred federal judge, etc. It does seem from time to time that we put the worst in office rather than the best. And they have the audacity to lecture us. Can Nov not come any sooner so that we can begin the great clean up.
I thought that exact same thing!
Dude, they are crooks, doesn't matter their sexual preference or the color of their skin. Maybe someday you will understand that.
I will be with you in spirit my friend!
A mindless jackass overlooking corruption by the left. What a shock!
Did Frank and Waters get campaign contributions from the bank?
Traitors used to be shot, but thats too quick for these sobs.
They will walk with a slight hand slap. Does anyone really think that politicos are going to send their own to the trash heap?
It's sad that it's come to that. I never would of thought I would but I'm just worn out.
Equality and still not happy!
WHich one is the gay man?
I think they will let them walk, however they need to at least give them jail time.
You bet !!!!!! Just because she's black and he's a gerbil, they should get off scott free??? You're a moron.
I was just watching one of the propaganda ministry channels on TV, and they are saying the rescission is over. Who do they think they are kidding? We know reality. The audacity of this administration. ROFLOL…
"Freedom is never voluntarily given by the oppressor; it must be demanded by the oppressed".
Martin Luther King, Jr.
The Democrat Party is akin to a criminal enterprise. Blaming Bush as their fall guy while they continue to rob us blind one way or another. The Great Unwashed fall for it every time.
Crime Inc. Is what we on the right side call them.
Listen to this. It has a claming effect when my nerves are stretched to the limit.
http://www.youtube.com/watch?v=0heL2Czeraw
Afterwards you will definately feel better.
STOP! Breathe in and out, turn off the news and take a few days from the blogs. Get some rest. Do something nice for yourself even if it is just a couple of walks. Recharge your personal batteries. Watch some kids at a playground or a sunrise. Read an old favorite book. Take some deep breaths and a long shower or a nice bubble bath. Cook a nice meal and hug family or friends for a few days. Take care of yourself then you can come back and we can kick PROGRESSIVES together.
"biggovernment going after a black woman and a gay man."
No you twit!!! The people are exposing a corrupt elitist liar *Waters* And a corrupt fact twisting in your backside incompetent boob *Bwany Fwank*
And BTW your name fits you so well by seeing your comments..
If you like giving money to failed/ failing things I have a free energy device I could use $25 mil. to get to market, let me get bwany to cook the books a little so the pay back is 10,000X investment
Thank you. I will.
Shooooooorebank.
(Urban Partnership Bank)
Wont happen. Payback is a bitch.
Barney Frank alone should be investigated 100%. The man is as credible as any Muslim cleric–In other words, He smells like roses with one hand and reeks of shite with the other.
Pravda can say whatever it wants… The numbers, –> http://portalseven.com/employment/unemployment_ra... they do not lie.
GOOD!!!
Oh for f*ck's sake you barely functioning brain stem….what does being female or sexual orientation do to mitigate corruption? Since I'm female, does that mean I can cheat *you* out of *your* tax dollars??? Does it? Because if it does…fork it over witless wonder.
You missed some of your post where you say "a black crooked woman" and "a gay crooked man".
The administration desperately needs the recession to have ended in June of last year so they can tell all of us how well we're doing financially, how we should be thankful for all the benefits of the legislation that they've saddled us with so we will believe that we will all be getting our rainbow colored unicorns to ride into happyland any time now.
Really, aren't you far better off under the protective wing of this administration than you were before??
NO?????
ME NEITHER!!!!!!!!!
NOW JUST GET OUT OF MY LIFE YOU LIBERAL SWINE!!!!!!!!!!!!!!!
Nancy Pelosi will find a way to delay the hearings until after the elections because she won't want to expose the Democrats to further scrutiny. Frank, Waters, and Rangel will all be re-elected because the people who vote for them don't care about morality. We need literacy tests to be reinstated. Better yet, everyone says they are "For Education!" so let's call their bluff: make the attainment of a high school diploma a condition for voting eligibility. That would reduce the number of Democrats eligible to vote by at least 2/3.
It's about corruption, plain and simple. The minority victim card is just another worn-out smokescreen aimed at diverting attention from the real abuse of power – elitist snobs of all colors and sexual orientations pilfering their system of graft and statism on the supposedly ignorant masses they love in principle and despise in reality.
But don't worry, we toothless populists will remember the words of Maxine Waters and her cronies in November: http://www.youtube.com/watch?v=H64N_uYA35Y
so what you are trying to here Johnny is,……
maybe Maxine and Barney should also take a HIKE,…..????
No. We are going after crooks.
Crooks and liars, that's all our government is loaded with. Oust all incumbents and give the new people a chance to prove themselves one way or the other, we can't do much worse than what's already there that's for sure.
Not a High School Diploma, you can easily buy one on the net, we need a Civics Test to see if they know anything about the Government they are voting on. First question, name the three Branches of Government, that first question will eliminate at least 80% of the liberals.
We will all be getting our rainbow colored unicorns to ride into happyland any time now. That is hilarious. Thank you for that good laugh. We all can use a little humor like that in times like these. Thank you very much.
Rules for radicals 101.
You mean they have been getting it on together? Well, that's a good thing, right? A sodomist and a feminist doing the nasty???
"………New Maxine Waters and Barney Frank Scandal Documents,……."
It's too bad this scandal is going to be dwarfed,…….
by the O'Donnell High School,…. "witchcraft",…..shocker.
Now that's NEWS.
They should have spent some stimulus on that little island off the coast of San Francisco, for a remodel, I think that would have been a great place to send every last one of them. After their trails of course.
to me I see Maxine and Barnie yet you see a black woman and a gay???
Banks being used as political slush funds(with taxpayers money,or course!)…imagine that!
Which is exactly why they were the ones to do it because anyone questioning them would be called racist and bigoted against gays.
They use these peoples color and sexual background as a way to protect themselves from investigation. Its meant to make people back off because no one wants to be called a racist or a bigot or anything like that. Its their defense.
DECEIT, SCANDALS, CONNIPTION FITS…….., DENIALS OF ABSOLUTE PROOF,…………THE SWAGGER IN THEIR STEP, "proves" THEY "KNOW" They are ABOVE (the) LAW, their god of law, is SATAN (They can do as they please)!!!! <The impersonator, everything has an opposite, so does TRUTH!!!! What puts value in your life? Lies, Deceit, dishonesty? OR, For some reason, do you hold ("The Word") YOUR word as the extension of your honor of self value, not seeking to be anyone's hero, but to bring honor upon your own self, by refusing to place yourself as god over others!! Which would be, believing their possessions are your possessions, to allow them to keep at your discretion!!!! Of course them being gods, all things concerning them is above reproach, off limits to mere mortals (Victims, of theirs)!!!!! If you believe in "False gods"…Vote for them and feel pity for them, when/if they are prosecuted!!! With the CORRUPT Justice system in America today, there is no Standard for Justice, It depends on Who you know", Who you blow" and Who your golfing/recreational buddies are!! Satan their god "The great deceiver" is their driving force!!!!!!! Power vs power, god vs God, we are the pawns, which K/king will we bow/submit/give praise to? Truth or deception, we live among it everyday!!!!!! We only have a chance to vote for or against, at specified times!!! Vote wisely!!!
Bravo!
Remove this administration NOW!
I want to see trials! .. I want to see these fcks in jail! .. It is time for MASS trials for members in Congress. All of these tax cheats, all of these corrupt SOB's need trials!
No more pussy footin' around … remove them! .. try them! .. convict them! .. jail them!
Look, the choice is clear .. you can either have trials now or there will be hangings later .. because this is NOT going to get any better until We The People ACT!
I think we are going to need a whole bunch of new prisons!
Remove this administration NOW!
Trials, convictions, prisons! … get these bums the hell out of our lives!
Let us hope so Stan. The problem am having with this though, is that about 60% of the GOP are just as bad. Perhaps a milder version, but bad enough. We MUST continue to remove and replace with people of honor and integrity. People that "represent" US.
Have them answer just one question: Define what the word "representative" means and describe how that applies to your job and duties in Congress.
There is only ONE CLEAR answer to that question, and if they don't give you that answer, directly and concise, then tell them to go home. .. game over.
REMOVE!
Forcefully if necessary, but REMOVE none the less. … trial, conviction, prison!
Put it this way, if I steal the $80 bicycle from the guy next door, I go to jail. So, why should we tolerate the people stealing $millions, misappropriating $billions, wasting 100's of $billions and in-debting us $trillions?
Clearly, the law does not apply to these people (so they think). For they are of the Governing Class and we are merely peasants.
The only thing dumber than these people are the people of Massachusetts and California for continuing to reelect these SOB's.
to bad you are not in there then it would be a black woman, a gay man and a twit
so what are you trying to say?
sarc
A leftist playing the "oppressed minority" card when faced with the ugly reality. I'm shocked, SHOCKED!!!
Seriously, there are like at least 5 members of the Congressional Black Caucus under investigation. Is it a requirement to be scandalous to become a member? I'm pretty sure inclusion via race is against all the Democrats stand fo…oh wait, Democrats DO seperate every race into their own little
tribescaucuses.Have you even stopped to comprehend that everything the Leftists spoon feed you about Republicans is exactly what Leftists do?
Debate the issues, or just go away. Your act is outdated and just doesn't sell anymore.
Can we still call Barny Frank a gay man, when he wants to screw everybody?
biggovernment isn't going after them…………………………………….. We the People are.
There's a difference ya know
The idiotic liberals bring up race and sex. The Conservatives talk about ethics, fiscal disclosure, and fiscal responsibility.
Was any TARP funds set aside to build a huge prison to throw corrupt thieving politicians and bankers into?
I didn't think so…………………….
You've sold your soul and get paid to post this garbage. I cannot imagine any other reason why you would be so willingly blind.
The way I read this it's our "Way Too Big Government" that got too involved in bailing out these piss-poor banks. Barney and Max were only doing what too many in this Way Too Big Government do anymore. Spend Way Too Much of other people's money!
So you progs believe being a woman or a homosexual gives one a "get out of jail free" card with regard to corruption?
How unshocking.
Here's a news flash for you: if every FDIC-insured financial institution had gotten an unsatisfactory CRA examination rating, the country probably would not have experienced as great a financial meltdown as it did in the Fall of 2008. Why, you ask? Because the CRA forces FDIC-insured banks and savings and loans to make loans to borrowers who are at much greater risks for default than normal or risk severe sanctions and restrictions. Was this the sum total reason for the mega-mortgage loan defaults and resulting foreclosure disaster? No, but it sure did make a significant contribution to it.
Embezzling is the act of taking money that has been placed in your trust but belongs to another person. For instance, someone who works in a bank may secretly steal money that he or she has been entrusted to look after. This money belongs to the bank's customers, and the employee's action can be considered embezzling.
One of the biggest factors in embezzling is that the embezzler is in a position of trust with someone else's money. Therefore, no trespassing is necessary for the theft to take place. There have been many cases of embezzlement, and usually, sooner or later, the embezzler is caught out. This usually happens when the embezzler becomes greedy and raises the stake of embezzlement. Sometimes, financial audits bring discrepancies in the accounts to light.
A leftist defending the indefensible with charges of racism and homophobia. What a shock!
It's high time for the govt officials to follow their own damn rules. If they can't throw them in jail!
Nothing will happen to either of these "polticians", they will get a slap on the wrist and a warning and then go about their lives like Frank has done multiple times before.
What mind????
I must not wish physical harm even upon people that I consider thieves.
It is occasionally fun to fantasize about.
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