Insurance

It works for cell phone plans, why not car insurance? California is working on a law to make it possible for car insurance companies to charge drivers by their mileage, instead of flat fees based on estimates. The catch, however, is that your insurance company may have to monitor your driving. Is that what you really want?

Insurers expect health care costs in the coming year to climb more than 10 percent, actually the smallest increase forecast in the last six years. However, the decline in growth is also slowing, suggesting that insurers and health care providers have exhausted options to cut costs.

Worried about being abducted by aliens? What about being mutilated by an enraged lover or having your dream wedding turn into a nightmare? Fear not, there is insurance to cover these and many other risks that you might not have even considered.

If you live in one of these five states, unfortunately you're probably paying the highest insurance premiums in the country. See if your state is on the list and find out which disasters menace these areas.

Is your insurance company playing hardball? Has your legitimate claim been denied? Insurance companies are paying out less in claims in relation to premiums collected than any time in the last 20 years. Find out what you can do if your justified claim is rejected.

Last month, the Equal Employment Opportunity Commission (EEOC) handed down a ruling that will allow employers to treat younger and older retirees differently. What does this mean to the retirees? Well, some workers retire from their jobs with promises of ongoing healthcare benefits. This ruling allows employers to cut off those benefits (even if they were promised) for the older retirees who are eligible for Medicare.

As doctors and hospitals turn to GE, Citi and smaller rivals to finance patient care, the sick pay much more.
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